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Akufo-Addo will leave a housing legacy – Ofori-Atta - The ...· Under the National Mortgage Scheme (NMS), mortgages are being underwritten at rates of 10 -12 percent by the participating banks namely, GCB Bank Limited, Stanbic Bank Ghana Limited and Republic Bank Ghana Limited. The intervention has reduced mortgage rates by over 60 percent, compared to the average market rate of 28 percent.

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